Friday, October 30, 2009

LIFE INSURANCE | LIFE INSURANCE SA

SA LIFE INSURANCE



Own your life!

Live life your way. That is what we want to help you do.!

True freedom comes when we assume responsibility for our lives and the decisions we make - or do not make - and when we take the steps needed to steer a course to the future and the lifestyles we desire.

At Liberty we encapsulate this philosophy in three words: Own your life.

We believe you should and, can indeed, live life the way YOU intend. Your rules, your desires, your goals. Not an imitation of someone else's life.

That is what Own your life is all about -- the freedom to design and control your destiny.

This website gives you all the tools and information to do just that.

Here you will find useful resources applicable in different phases of your life, for example, when you are:

* Single and starting out
* Getting married
* Newly married
* Married with children
* Starting a new job
* Thinking about retiring
* Already retired
* Starting or already in your own business

GET YOUR LIFE INSURANCE TODAY! DONT WAIT! LIVE YOUR LIFE AND GET WHAT YOU WANT ---> LIFE INSURACE


Life Insure


A life insurance policy allow you to make provision for your dependents when you die or become permanently disabled. You can also ensure financial security when you retire with a Retirement Annuity.

A life insurance policy pays a lump sum (based on the policy's terms and conditions), after your death, to provide for your family or settle any debt (i.e. outstanding amount on your car or home). Some life policies allow you to include disability cover.

A wide spectrum of life cover is available in the South African market. Term Life Insurance or Credit Life Cover would be ideal if you only want life cover for a certain period of time, i.e. while paying a bond on your house. See Bond Insurance (Life Cover from R80 per month).

Term Life Insurance is relatively cheap, but does not have an investment/cash value. When the agreed cover period have passed, the cover merely expires.

Whole Life Cover expires after the policy holder's death or when you surrender the policy. Your premium is invested by the insurance company and you can borrow against the policy as soon as it has a cash value.

Universal Life Cover has an investment component included. Your return on investment depends on the performance of the investment. The growth rate is not guaranteed, but rapid growth is a possibility.


2 comments:

  1. Life insurance is a great way to make provisions for the dependents and also to ensure financial security. But as there are so many types of life options are available I am confused between them and is not able to decide which option is worth to choose. You do have explained the meaning of all the life policy types but which one is best ?
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  2. Life insurance is truly a way to sort you from all the future uncertainties and which is required at every stage of life. People can also have term life insurance if they don't want to pay higher premiums. Thanks for the thoughtful post.

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