Sunday, September 27, 2009

WOW !!!!!! South African Insurance Quotes !!

Welcome SA Insurance Quotes

Getting the lowest insurance quote has never been so easy!

At the click of a mouse - we will make sure that you get some of the most competitive insurance quotes around and the cool thing is it will happen faster than you can say hippopotamus.

It's as easy as 1 - 2 - 3

1
Enter your details once (Yip - just once!)
2
Compare the different insurance quotes
3
Decide which one suits you and voilĂ !

Get the Best Insurance Now !

\m/ Captivate \m/

Monday, September 21, 2009

BEST SA INSURANCE QUOTES !











INSURANCE QUOTES ! SOUTH AFRICAN INSURANCE QUOTES !
Get 6 Insurance Quotes Emailed To You ! Home Insurance, Car Insurance, Life Insurance, Vehicle Insurance !! all Insurance Quotes !!! Get The Best NOW !

Insurance Quotes Online, is a true online insurance quote facility , effectively you will be saving yourself a lot of time & effort.

You have the power in your hands & at your convenience & privacy to get your own insurance quotes .

With technology advancing all the time , we understand that consumers want instant gratification , sa-insurance-quotes.blogspot.com have taken the online insurance request form a step further.

The service is free & you may use it as many times as you wish. All quotes for car & home contents are Comprehensive. New insurers are being added to the spread as time goes by so visit our site periodically to see any changes & calculate yourself a true online insurance quote.




Sunday, September 20, 2009

INSURANCE QUOTE !! SOUTH AFRICA !!!

Need Car Insurance ? Get A Quote TODAY

Cheap car insurance, also called auto insurance, motorcar insurance, motor insurance, motorcycle insurance and bike insurance, is insurance the public can buy for their cars, trucks, and motorcycles. The primary use of car insurance in South Africa is to offer cover against losses resulting from traffic accidents and theft. The following is a brief description of car insurance, but if you already know about the topic, we suggest you click through on the quote links and get a quote from InsuranceHound, Outsurance, Hollard and Dialdirect. Be sure to wait for a car insurance quote from all the companies before taking out a policy and let the representatives know that you are checking out their competitors. This will ‘motivate’ them to give you the best possible deal!

Insurance Coverage
Cheap car insurance can cover the following:

* The insured driver or owner
* The insured motor car or motorcycle
* Third parties

Insurance policies differ in respect to what is covered by the policy e.g. theft, fire, or accident damage. Policies also differ in respect to the extent of remuneration.

Public policy
Car insurance is compulsory in many countries around the world, but not in South Africa. South Africa takes a portion of the money earned from petrol and places it into the Road Accidents Fund. This money is used to compensate third parties in accidents.

Basis of premium charges
In South Africa the insurance premium is determined by the insurance companies following government regulations and frameworks. Besides regulations, premiums are calculated using statistical data calculated by actuaries. Factors that influence premiums include car characteristics (alarms, immobilisers, airbags etc.), the coverage chosen, the driver (including age, gender, history etc.) and the usage of the car (commuting or business).

Gender
Men tend to drive more than women do, and therefore have a higher accident rate. Women drivers are therefore more likely to have lower premiums.

Age
Younger drivers don’t have much in the way of driving histories and will therefore have higher premiums. Premiums tend to come down after the age of 25, and will go down a lot after the age of 35.

Car Characteristics
Due to the high rate of vehicle theft; many insurance companies will refuse to cover a vehicle for theft unless an approved alarm or anti-highjack system is installed in the car.
Some insurance companies also take the vehicle colour into account when calculating a premium.